Overview Due to a high level of risk, certain entity types, along with their product and service providers, are...
This risk-based approach includes automated detection and risk scoring using the Verafin system. Verafin identifies the attributes of clients...
Overview Privately-owned ATM machines (PATMO) are those that are not owned by Capital City Bank. These ATMs are often...
Overview Federal regulations require Capital City Bank to monitor activity in all Money Service Business (MSB), check cashing, and Privately...
BSA monitors high risk accounts for unusual and suspicious transactions and activity. If BSA has additional questions regarding the...
Effective January 1, 2024, Federal law requires certain entities, including many small businesses, to report beneficial owners information directly...
To help investigate and prosecute financial crimes (terrorist financing, money laundering, tax evasion, fraud, and so on), federal regulation...
Click on the business account types listed below to learn more about each business type. Association Campaign Clubs and...
Legal Entity Clients Are Legal entity clients are entities created by filing with a state office or with the...
To create a CIF for a business entity, see the Building a Non-Personal CIF article and the tabs below detailing...
Click here to access the Business Affidavit Reference Guide. Entity TIN Association Association's Employer Information Number (EIN) Campaign Campaign's...
Use the following charts to obtain the formation documents for each type of business. Click here to access the...
When dealing with a new or revised business account, previously imaged legal documents MUST be printed by the associate and...
Overview The information in this article is to assist you in building CIF records for non-personal clients for any...
Client Identification Program (CIP) policy requires us to obtain business information to verify the existence of the business entity....
Click on the tabs below for information on associations. For business CIF requirements, click here . For Opening a...
DO NOT open an account or accept an application if you cannot form a reasonable belief that you know the...
Click the tabs below for information on campaign accounts. For business Client Information File (CIF) requirements, click here ....
Do not open an account or accept an application if you cannot form a reasonable belief that you know the true...
Click the tabs below for information on clubs and civic groups. For business Client Information File (CIF) requirements, click...
DO NOT open an account or accept an application if you cannot form a reasonable belief that you know the true identity...
Click on the tabs below for information on corporations. For business CIF requirements, click here . For Opening a...
DO NOT open an account or accept an application if you cannot form a reasonable belief that you know the...
Click on the tabs below for information on IOLTA accounts. For business Client Information File (CIF) requirements, click here...
Do NOT open an account or accept an application if you cannot form a reasonable belief that you know the true identity...
Click on the tabs below for information on Limited Liability Company (LLC) accounts. For business CIF requirements, click here...
DO NOT open an account or accept an application if you cannot form a reasonable belief that you know the true identity...
Click on the tabs below for information on Partnership accounts. For business Client Information File (CIF) requirements, click here...
DO NOT open an account or accept an application if you cannot form a reasonable belief that you know the...
Click on the tabs below for information on Political Action Committee accounts. For business Client Information File (CIF) requirements,...
DO NOT open an account or accept an application if you cannot form a reasonable belief that you know the true...
Click on the tabs below for information on Public Funds and US Government Funds accounts. Note: For business Client...
DO NOT open an account or accept an application if you cannot form a reasonable belief that you know the true...
Click on the tabs below for information on Sole Proprietorship accounts. For business CIF requirements, click here . For...
DO NOT open an account or accept an application if you cannot form a reasonable belief that you know the...
A signed and notarized CCB business affidavit MUST be completed for ALL revisions to business accounts (excluding sole-proprietor/ D/B/A accounts)....
When opening an account or revising an account for specific business entities, consult the tabs and perform the actions...
When creating or revising a business entity CIF, you must enter/revise the following fields for each business entity type. ...
Overview Night Depository Drop+Go services are available for individuals or businesses to make deposits throughout the day, 24/7. Businesses that...
CCB has a policy for opening, closing, reconcilement, and control of internal bank use deposit accounts. The policy must...
Verafin is a client due diligence (CDD) program that allows front line associates to easily collect information to better understand...
Overview Capital City Bank (CCB) does not bank certain types of businesses. You can not proceed with a new...