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Overdraft Protection Services

  1. Overdraft Protection Services

    Capital City Bank (CCB) offers all clients an overdraft protection service to avoid overdrafts and returned checks. Clients can...

  2. Automatic Transfer Overdraft Protection (Sweep) Service

    Overview The Automatic Transfer Overdraft Protection service (Sweep) allows clients with CCB checking accounts to pre-authorize the transfer from...

  3. Automatic Transfer Overdraft Protection Service (Sweep)

    Click on the appropriate tab for procedures: Sweep Set Up - Retail Retail associates can set up a sweep...

  4. Home Equity Line of Credit (HELOC) Overdraft Protection Service

    The Home Equity Line of Credit (HELOC) Overdraft Protection service allows clients with CCB checking accounts to preauthorize the transfer of...

  5. Consumer Line of Credit (CLOC) Overdraft Protection

    The Consumer Line of Credit (CLOC) Overdraft Protection Service (ODP) allows clients with CCB checking accounts to preauthorize the...

  6. Bounce Protection

    Bounce Protection (BP) is a non-contractual overdraft privilege limit for consumer and business checking clients allowing them to enter...

  7. Bounce Protection Qualifications

    Consumer Client Explain how the  Bounce Protection service works with the client’s Reg. E Opt In election for everyday...

  8. Bounce Protection for New Accounts

    Client opening New Account When a client opens a new account, do the following: During the new account process,...

  9. Transactions Covered by Bounce Protection

    Both Consumer and Business Clients The following transactions authorize and/or post within the Bounce Protection (BP) limit. The posting...

  10. Balances and Transaction Authorizations

    For a particular transaction, balance, or inquiry involving Bounce Protection, consult the list below to determine what the limits...

  11. Bounce Protection Information on SilverLake Screens

    To locate bounce protection information, see one or more of the screens listed below. Account Tab (Account Inquiry Screen) Displays...

  12. Vertex Policy Message

    When an item presented at the teller window invokes the Bounce Protection limit, a policy message is displayed in...

  13. Bounce Protection Initial Letter and Notices

    These are the letters and notices produced by the Bounce Protection service: The Introduction Letter is produced when the...

  14. Synergy NSF/OD Review

    Items paid within the BP limit are not listed in EIP or on the DDA Insufficient Funds Report. These...

  15. Bounce Protection Status Codes

    The Bounce Protection Status Codes are as follows: A - In Fresh Start and Bounce Protection is Active -...

  16. Cancelling the Bounce Protection Service

    Bounce Protection is a non-contractual courtesy extended solely at the discretion of the bank and may be revoked at...

  17. Collection Process

    To maintain eligibility for the Bounce Protection service, the client must bring the account to a positive balance within 30 days...

  18. Fresh Start

    Overview Fresh Start is a program that allows clients to pay back an overdrawn consumer or business checking account...