Proof of Insurance verifies our collateral is covered in case of loss, (for example: by theft or fire).

This documentation (and copy of the coverage page) should be obtained from the borrower or directly from the insurance agent and is required when the loan is: 

• Secured by non-possessory collateral (for example: equipment, auto), and
• Not secured by a mobile home

Policy or Declarations Page must indicate:

• Description of what is being insured (for example: 1988 Ford, Vin# XXXXX)
• Minimum amount of coverage should equal the outstanding principal balance
• Capital City Bank listed as lien holder or loss payee
• Effective date on or before the loan date

The Proof of insurance is uploaded to Synergy (consumer purpose) or Abrigo (business purpose). If you need additional assistance with Abrigo, please contact _Abrigo Help.