| Fiduciary Account | Debit Card | Online Banking | Online Banking Access Level | Online Banking Service Type |
Product Type |
|---|---|---|---|---|---|
| Attorney-in-Fact (POA) | No | Yes | View-only | Consumer | Consumer |
| Escrow - Individual | No | Yes - Escrow Agent | View-only | Consumer | Consumer |
| Escrow - Multiple Clients | No | Yes - Escrow Agent | View-only | Business | Business |
| Escrow - Qualified Intermediary | No | Yes - Qualified Intermediary Agent | View-only | Business | Business |
| Estate | Yes | Yes - Personal Representative | Full access |
Business | Consumer |
| Guardianship - No Access Restrictions | Yes - Guardian | Yes - Guardian | Full access | Consumer | Consumer |
| Guardianship - Access Restrictions | --- | --- | --- | --- | Consumer |
| Irrevocable Trust (Must be titled in same name) | Yes - Trustee | Yes - Trustee | Full Access | **EIN - Business SSN - Consumer |
Consumer |
| Irrevocable Trust - Fund Account (Must be titled in same Name | Yes - Trustee | Yes - Trustee | Full Access | **EIN - Business SSN - Consumer |
Consumer |
| Qualified Settlement Fund | No | Yes - Trustee | View Only | Business | Business |
| Receivership | Yes | Yes - Receiver | Full Access | Business | Business |
| Representative Payee | Yes- Representative Payee | Yes- Representative Payee | Full Access | Primary Business - Business Primary Consumer-Consumer |
Primary Business - Business Primary Consumer-Consumer |
| Revocable (Grantor) Trust | Yes - Trustee | Yes - Trustee | Full Access | **EIN - Business SSN - Consumer |
Consumer |
| Veterans Admin Custodial Account | Yes - Custodian | Yes - Custodian | Full Access | Consumer | Consumer |
Note: Guardianship - Access Restrictions requires court-ordered withdrawals, because it is a temporary guardianship. Guardship - No Access Restrictions does not require court-ordered withdrawals, because it is not a temporary guardianship.
**A Trust with a tax id and the user/ trustee is not the owner of the trust – new Business event is required for BOL access.
A personal trust where client is the only trustee of their trust – you can create a log in using their SSN. A synapsys event is required to add the trust account to the BOL access.