Fees are automatically charged to an account when it becomes dormant. Dormancy fees are charged per state as follows:

• Florida: $10/month  
• Alabama: $10/month
• Georgia: $5/month with a maximum of $60/dormant period

The bank stops charging fees in the following circumstances:

• When the account returns to an active status
• When the fee maximum is reached
• When the account funds are escheated to the state 

If the account is reactivated and subsequently becomes dormant again, the bank charges fees again.