Click here for definitions of consumer lending terms.
| Product | Open / Closed Ended | Secured / Unsecured | Rate Term | Rate % | Benefits |
|---|---|---|---|---|---|
| Car Loan | Closed | Secured | Fixed or Variable | Lower | Flexible range of loan terms |
| Personal Loan | Closed | Secured or Unsecured | Fixed or Variable | Higher | No collateral needed |
| Home Equity Line of Credit | Open | Secured | Variable | Lower |
Tax advantages Flexibility |
| Credit Card | Open | Unsecured | Variable | Higher | Flexibility |