The Overdraft Protection (ODP) Addition is when the client desires overdraft protection on a deposit account from their line of credit. It provides information regarding loan number and deposit account(s) to be covered by overdraft protection.

The Overdraft ODP - Modification of Credit Agreement form should be provided to the client and once signed, sent to Loan Servicing in the designated bag. 

The ODP Cancellation form provides information regarding loan number and deposit accounts no longer to be covered by overdraft protection. 

This document should be used when the line of credit it: 

• To an individual
• Consumer purpose
• Client no longer desires overdraft protection on a deposit account

The ODP Cancellation document should be provided to the client and once signed, sent to Loan Servicing in the designated bag.