A HELOC account is a loan that is a line of credit secured by the borrower's home. Clients have the option of accessing the HELOC funds with checks or by requesting a draw/advance against the line of credit.

Minimum Draw/Advance Limit

• Loans Dated before 04/03/2015
  • The minimum draw/advance requirement is $100.00. Any amount less than $100.00 cannot be processed.
• Loans Dated after 04/02/2015
  • There is no minimum draw/advance requirement.

Refer the client to a Personal Banker or Client Experience Manager for questions regarding their HELOC account.

If presented with a preprinted HELOC check, process as a regular check transaction.