How can we help?

Popular topics: CSC Quick Find Portal Building a Personal CIF Record

How To's & Lender Guides

  1. How To eSign Your Extensions

    Step 1 Open the Extension Agreement .  Complete the fields with the correct information. Once fields are completed and...

  2. How to Force Placed Insurance Coverage

    If a borrower fails to retain or renew insurance coverage the bank purchases an insurance policy that covers the...

  3. How to Print E-mailed Document Packages

    Documents must only be printed on designated LaserPro/remote printers. To print e-mailed document packages sent from Loan Doc Prep,...

  4. Insurance Claim Procedures

    An Insurance Claim must be filed when there is damage to our real estate collateral. This can occur at...

  5. How to Negotiable Collateral

    Negotiable Collateral is collateral held in a dual controlled secure vault area in the Loan Servicing Department and consists...

  6. How to Subordination Procedures

      If a client contacts CCB and requests that CCB subordinate our existing second mortgage to their proposed new...

  7. TRID Date Calculation Spreadsheet

    The TILA-RESPA Integrated Disclosure (TRID) rules apply to all closed-end consumer credit transactions to be secured by real estate...

  8. Title Insurance Calculator

    Title Insurance insures owners of real property, or lenders using real property as collateral, against loss arising out of...

  9. eRecording Step by Step

    eRecording is used to record mortgages, Home Equity Lines of Credit (HELOC's), and county level Uniform Commercial Code (UCC)...

  10. Asset Based Lending - Procedures

    Overview An asset based loan (ABL), as it applies to Capital City Bank (CCB), is generally a loan to...

  11. Builder Finance Lending

    Acquisition and Development (A&D) Guidance Lines of Credit (GLOC) Overview Capital City Bank (CCB) offers financing products to residential...

  12. Lender’s Guide to Hotel Financing

    Overview Capital City Bank (CCB) provides hotel financing loans to experienced hotel developers and owners who currently Bank with...

  13. Lender’s Guide to Multi-family Financing

    Overview Capital City Bank (CCB) provides multi-family loans to experienced developers and investors who are building, buying, renovating, or...

  14. Lender’s Guide to RV Park Financing

    Recreational Vehicle (RV) Recreational Vehicle Industry Association (RVIA) Overview  Capital City Bank (CCB) provides financing for experienced developers and...

  15. Lender’s Guide to Mobile Home Park Financing

    Overview Capital City Bank (CCB) provides financing for experienced developers and investors who are building, buying, renovating, or refinancing...

  16. Small Business Pricing Examples

    The following are EXAMPLES ONLY, using the price guide available at the time of this writing.  This is not...

  17. Loan Satisfaction and Collateral Release/Partial Release

    See How to Negotiable Collateral for additional information. Satisfactions and Release - Paid Off Loans Once a loan is...

  18. Lender's Guide to Retail Investment Financing

    Overview Capital City Bank (CCB) provides financing for experienced developers and investors who are building, buying, renovating, or refinancing...

  19. Lenders Guide to Non-Owner Occupied Office Investment Financing

      Overview Capital City Bank (CCB) provides financing for experienced developers and investors who are building, buying, renovating, or...

  20. Lender's Guide to Title Insurance

    Overview As a lender and a banker, it is important to understand the purpose of title insurance and its...

  21. Lender's Guide to TRID

    Loan Estimate (LE) Closing Disclosure (CD) Overview This article is not intended to be an in depth review of...

  22. Business (Abrigo) Loan Changes After Approval

    From time to time an approved business loan in Abrigo may require changes. Changes may include (this list is...

  23. Construction Loan Guide- Key Terms, Documents, and Definitions

    The Construction Loan Guide is designed to provide the reader a glossary of important documentation and key terms and...

  24. Lender's Guide to Self-Storage Financing

    Overview Capital City Bank (CCB) provides financing for experienced developers and investors who are building, buying, renovating, or refinancing...

  25. SBA Loan Program Procedures

    Overview The objective of our Small Business Administration (SBA) lending is to generate quality loans allowing for minimum risk...

  26. Hazard Insurance Procedures

    Overview The purpose of these procedures is to establish safeguards and controls in order to limit Capital City Bank’s...

  27. Loan Geography

    Overview Occasionally, loan applications are received for loans outside designated market areas. To ensure that we are efficient in...

  28. Officer Codes

    Overview Officer codes are for associates who need to have CIF records, deposit accounts, and/or loan accounts coded to...

  29. Placing Officer Codes - Guidelines & Functionality

    Officer codes may be placed on the following applications serving multiple functions. To place your officer code, see the...

  30. Requesting New Officer Numeric Codes

    Associates with a numeric officer code are responsible for managing a loan portfolio (if the associate does not already...

  31. Requesting New Officer Alphabetic or Alphanumeric Codes

    Associates who have alphabetic or alphanumeric officer codes do not have lending authority, but may be responsible for managing...

  32. Requesting Officer Code Changes for Loans

    To request officer code changes for loans, see one of the following accordions.  Individual Account, Multiple Accounts Under Same...

  33. iLIEN - Submit and Search UCCs

    A UCC-1 is required to be completed when a loan is secured by non-titled or non-possessory collateral (whether it's...

  34. How To Convert Password Protected PDF to Unprotected PDF

    If you receive information in a password protected PDF and you want to save the document without a password,...

  35. Escrow Disbursement Procedures

    All disbursements from any escrowed funds are processed through Loan Servicing or Construction Administration. Lenders, not matter lending authority...

  36. Commercial and Residential Lending Permit Guide

    Click on the accordion(s) below for terms and definitions related to Commercial & Residential lending permits.   Building Permit...

  37. Lender's Guide to Builder's Risk Insurance

    Overview Proof of Builder's Risk Insurance (BRI) or Course of Construction Insurance must be obtained from the borrower, or...

  38. Lender's Guide to Commercial Liability Insurance and Workers' Compensation Insurance

    Overview General Liability Insurance (GLI) helps protect businesses from claims related to bodily injury or property damage to others....