Regulation CC is a banking regulation set forth by the Federal Reserve. In 1987 Congress passed the Expedited Funds...
Clients receive a copy of the Terms and Conditions booklet, which contains our funds availability policy when a new...
Regulation CC (Reg CC) guidelines do not apply for holds placed on an account used as collateral for a loan....
The following are common audit violations for Regulation CC: Failure to give next day credit for the first $225...
Below are important definitions under Regulation CC: Transaction Account A transaction accoun t is an account that is used...
Why Place New Account Holds? Historically, fraud occurs more frequently on new accounts, and so we impose new account...
CCB provides next-day availability for most deposits while reserving the right to impose holds on particular checks. The three...
The funds availability chart gives guidance as to what holds are allowed under Reg CC along with specified reasons...
The Reg CC Calculator is a tool to assist in calculating the hold amounts for the different types of...
For detailed procedures, see Placing a Hold . Overview Regulation CC (Reg CC) is a banking regulation set forth...