Outgoing wire transfers are processed for Capital City Bank consumer and business clients only.
A client wire transfer occurs when the requesting client appears in person in a retail office to request an outgoing wire transfer. The requesting client must be authorized to initiate the wire. Click on the tabs below to learn more about wire transfer types.
Wire Types
Account
- Consumer - the requesting client is an owner or authorized signer on the account to be debited
- Business - the requesting client is the owner or authorized signer on the account and authorized to initiate a wire in the amount of the transaction
Wire Recipient
- Domestic - to a citizen, resident alien, or company located within the United States
- Foreign - to a citizen, resident alien, or company located in a country other than the United States
In-House Wire Transfer
An in-house wire transfer is initiated when a bank associate requests an outgoing wire on behalf of a bank client with supporting documentation related to a loan payment, loan disbursement, CDARS (Certificate of Deposit Account Registry) transfer or other type of internally-initiated transfer. See Processing In-House Wires for more information.
Examples
Caesar, a CCB bank client, wants to wire $20,000 to his uncle in Greece. This wire transfer is a consumer foreign wire transfer.
Amy, a CCB bank client, wants to wire $5,000 from her business to Jalepico Holdings, in Maine, for a new run of outfits. This wire transfer is a business domestic wire transfer.