The Bounce Protection Status Codes are as follows:
- A - In Fresh Start and Bounce Protection is Active - The Bounce Protection account has been placed in Fresh Start, but the Bounce Protection side is still active, allowing the client to still use any unused overdraft limits.
- D - Declined by Account Holder - The account holder decided that they did not want the Bounce Protection account attached to their account.
- E - Excluded - The bank initially decided to exclude the account from Bounce Protection because the account holder had previous accounts with the bank that were unsatisfactory. The bank may allow Bounce Protection after seeing how the new account is handled.
- I - Ineligible - The Reg E Bounce Protection field defaults to Ineligible for Empower, Evolve, and Level Up account types.
- N - In Fresh Start but Bounce Protection is Revoked - The Bounce Protection account has been placed in Fresh Start, but the Bounce Protection side is no longer active for the client to use.
- O - Open/Active - The Bounce Protection account is an open account.
- P - Pending - The system defaults the pending status. It reads to the parameter files to determine the eligibility of this account based on the number of days open to activate field. This field can be changed after nightly processing, if it is determined that the client is should receive the Bounce Protection immediately.
- R - Revoked - The bank has revoked the use of the Bounce Protection account. For example, the client misused the Bounce Protection account and the bank needed to place it in Fresh Start more than once.
- S - Suspended - Accounts should not be changed to this status manually. This is a system-generated status.