Bounce Protection (BP) is a non-contractual overdraft privilege limit for consumer and business checking clients allowing them to enter into an overdraft position without having insufficient items returned. When the Bounce Protection limit for the account covers an overdraft, the client pays the overdraft item fee for each item paid. The BP limit is assigned by the product type for each eligible account. Eligible clients automatically receive the service after the initial 45-day wait period. A client having more than one checking account may have BP on each account.

The BP limits are:

• Consumer - $300, $500, $750
• Business - $500, $750