For a particular transaction, balance, or inquiry involving Bounce Protection, consult the list below to determine what the limits are and/or what to report to the client. 

Silverlake DDA Inquiries

Balance available displays Available + Bounce. To determine true DDA available, subtract the BP limit from the combined available balance.

Silverlake Transfers

Memo post against Available + Bounce.

Silverlake Fees

Memo post against Available + Bounce.

Vertex Teller

Complete a Transaction displays Current Balance. Account Inquiry Print Balance prints Available Balance. Items memo post against Available + Bounce.

ATM Card

Withdrawal and Inquiry receipts print Current Balance and Available Balances. Opt In only:  Withdrawals and transfers authorize against Available + Bounce.

Debit Card

Recurring debit card transactions post against Available + Bounce. Opt In only:  Everyday debit card transactions authorize against Available + Bounce.

Bank Direct-Automated

Balance Inquiries state Current and Available + Bounce balances with statement May Include Bounce Protection. Transfers memo post against Available + Bounce.

Recurring debit card transactions post against Available + Bounce. Opt In only:  Everyday debit card transactions authorize against Available + Bounce.

Bank Direct-Automated

Balance Inquiries state Current and Available + Bounce balances with statement May Include Bounce Protection. Transfers memo post against Available + Bounce.

Online Banking service

Home Transactions page displays Current Balance and Available Balances. Today transfers authorize against Available Balance. Recurring transfers authorize against Available + Bounce.  

Today bill payments authorize against Available Balance. Recurring bill payments authorize against Available + Bounce.

Balance Inquiries

When requested, state Available Balance.

Check Verification

Verify against Available + Bounce. 

DDA Statement

Daily Ledger Balance. Note: This may be an overdrawn amount if the client had checks pay within the BP limit. Overdraft fees are included. The BP limit is not noted on the statement.