Clients have the ability to transfer money from one Capital City Bank account to another in person or by phone. The transfer can be completed between accounts with the same ownership or different ownership (providing the debiting account owner can provide the correct account number and clients name is on the account the transfer is going into). Transfers can be made from a Checking, Savings, or Money Market account and can be transferred to a Checking, Savings, Savings Club, Money Market or Loan.