Articles

• What is Regulation CC? Regulation CC is a banking regulation set forth by the Federal Reserve. In 1987 C...
• Reg CC Disclosure Requirements Clients receive a copy of the Terms and Conditions booklet, which contains our fu...
• Items Not Subject to Reg CC Regulation CC (Reg CC) guidelines do not apply for holds placed on an account use...
• Common Violations of Reg CC The following are common audit violations for Regulation CC: Failure to give next...
• Definitions Under Regulation CC Below are important definitions under Regulation CC: Transaction Account A transa...
• Placing New Account Holds Why Place New Account Holds? Historically, fraud occurs more frequently on new ac...
• Holds Covered by Reg CC CCB provides next-day availability for most deposits while reserving the right to...
• Regulation CC Funds Availability Chart The funds availability chart gives guidance as to what holds are allowed under Re...
• Regulation CC Hold Calculator The Reg CC Calculator is a tool to assist in calculating the hold amounts for the...
• CCB Hold Policy For detailed procedures, see Placing a Hold . Overview Regulation CC (Reg CC) is ...