Articles

• New IRA Plan   Overview Discuss the investment options with clients depending on their investm...
• Contributing to Existing IRA Plans Note: Contributions to an existing IRA plan can only be made at maturity for an I...
• IRA Transfer, Direct Rollover, Conversion, or Recharacterization Contributions A completed Individual Retirement Account (IRA) form is required for each of the ...
• IRA Rollover Contributions To rollover means to transfer between equivalents, and in the financial industry,...
• IRA Distribution Types Below is a list of the types of distributions offered by IRAs. Age 59 ½ or Older ...
• Initial IRA Distributions upon Death Contact Call Me Direct (CMD) Ext. 397100 prior to distributing funds to an IRA be...
• Required Minimum Distributions - RMD Required Minimum distribution is the minimum amount you must withdraw from your T...
• Opening New Coverdell Education Savings Accounts Speak with clients to determine the appropriate product account type option for t...
• Contributions to Existing Coverdell Education Savings Accounts Contributions to a Coverdell Education Savings account (CESA) can be made using c...
• Distributions from Coverdell Education Savings Account To distribute funds from a Coverdell Education Savings account, do the following:...
• Transferring Funds to Coverdell Education Savings Accounts To transfer funds to a new or existing (CD) Coverdell Education Savings Account (...
• Rollover Contributions to Coverdell Education Savings Accounts If this contribution is being made to an existing Coverdell Education Savings Acc...
• Changing the Death Beneficiary for Coverdell Education Savings Accounts To change the death beneficiary for a Coverdell Education Savings Account (CESA),...
• Designating Successor of Responsible Individual for Coverdell Education Savings Accounts When the responsible individual designated on a Coverdell Education Savings Accou...
• Establishing Simplified Employee Plans (SEP) A  Simplified Employee Pension  (SEP) plan provides business owners with a simpli...
• Types of IRAs Explain to the client how each IRA type functions, but for investment advice, ref...
• Accessing the IRA Rollover or Conversion Review Form To access the IRA Rollover or Conversion Review form, do the following: In Xperie...
• IRA Distributions Overview IRA distributions are withdrawals from an IRA account.  Distributions ma...
• IRA Change of Beneficiary To change the death beneficiary on an IRA account, do the following: In Xperience...
• IRA Recharacterizations Recharacterizations allow clients to either fix mistakes or change their minds ab...
• Coverdell Education Savings Accounts What is a Coverdell Education Savings Account? Internal Revenue Code (IRC) Sectio...
• Closing IRAs If the Certificate of Deposit (CD) is an Investment Retirement Account (IRA), adv...