Articles

• Prohibited Entity Types, Products, Services, and Restricted Client Types Overview Due to a high level of risk, certain entity types, along with their prod...
• Client Risk Rating (CRR) This risk-based approach includes automated detection and risk scoring using the ...
• Privately-owned Automated Teller Machine (PATMO) Overview Privately-owned ATM machines (PATMO) are those that are not owned by Cap...
• Monitoring High Risk Accounts Overview Federal regulations require Capital City Bank to monitor activity in all...
• BSA Contact Event - High Risk Accounts BSA monitors high risk accounts for unusual and suspicious transactions and activ...
• Beneficial Ownership Effective January 1, 2024, Federal law requires certain entities, including many ...
• Verafin Beneficial Ownership Requirement Chart To help investigate and prosecute financial crimes (terrorist financing, money la...
• Business Account Types Click on the business account types listed below to learn more about each busines...
• Legal Entity Client Legal Entity Clients Are Legal entity clients are entities created by filing with...
• CIF Requirements for Business Entities To create a CIF for a business entity, see the Building a Non-Personal CIF articl...
• Business Entity TIN for IRS Reporting Click here to access the Business Affidavit Reference Guide. Entity TIN Associati...
• Business Formation Legal Documents Use the following charts to obtain the formation documents for each type of busin...
• Reviewing Business Legal Documents When dealing with a new or revised business account, previously imaged legal docu...
• Building a Non-Personal CIF Overview The information in this article is to assist you in building CIF records...
• Business CIP Requirements Client Identification Program (CIP) policy requires us to obtain business informa...
• Association Click on the tabs below for information on associations. For business CIF require...
• Opening a New Association Account DO NOT open an account or accept an application if you cannot form a reasonable b...
• Campaign Click the tabs below for information on campaign accounts. For business Client In...
• Opening a New Campaign Account Do not open an account or accept an application if you cannot form a reasonable b...
• Clubs and Civic Groups Click the tabs below for information on clubs and civic groups. For business Clie...
• Opening a New Club/Civic Group Account DO NOT open an account or accept an application if you cannot form a reasonable b...
• Corporation Click on the tabs below for information on corporations. For business CIF require...
• Opening a New Corporation Account DO NOT open an account or accept an application if you cannot form a reasonable b...
• IOLTA Click on the tabs below for information on IOLTA accounts. For business Client In...
• Opening a New IOLTA Account Do NOT open an account or accept an application if you cannot form a reasonable b...
• Limited Liability Company (LLC) Click on the tabs below for information on Limited Liability Company (LLC) accoun...
• Opening a New Limited Liability Company (LLC) Account DO NOT open an account or accept an application if you cannot form a reasonable b...
• Partnership Click on the tabs below for information on Partnership accounts. For business Cli...
• Opening a New Partnership Account DO NOT open an account or accept an application if you cannot form a reasonable b...
• Political Action Committee Click on the tabs below for information on Political Action Committee accounts. F...
• Opening a New Political Action Committee (PAC) Account DO NOT open an account or accept an application if you cannot form a reasonable b...
• Public Funds and US Government Funds Click on the tabs below for information on Public Funds and US Government Funds a...
• Opening a New Public or US Government Funds Account DO NOT open an account or accept an application if you cannot form a reasonable b...
• Sole Proprietorship (D/B/A) Click on the tabs below for information on Sole Proprietorship accounts. For busi...
• Opening a New Sole Proprietor Account DO NOT open an account or accept an application if you cannot form a reasonable b...
• Revising Business Accounts A signed and notarized CCB business affidavit MUST be completed for ALL revisions...
• Specific Business Entity Requirements When opening an account or revising an account for specific business entities, co...
• Required Streamline Fields for Business Entities When creating or revising a business entity CIF, you must enter/revise the follow...
• Night Depository Drop+Go Service Overview Night Depository Drop+Go services are available for individuals or busin...
• Internal Bank Use Deposit Accounts CCB has a policy for opening, closing, reconcilement, and control of internal ban...
• Client Due Diligence Questionnaire - Verafin Verafin is a client due diligence (CDD) program that allows front line associates...
• Sole Proprietor CDD Overview Capital City Bank (CCB) does not bank certain types of businesses. You c...